editor, Author at MoneySense Philippines

A new decade welcomes Panasonic Air Conditioning Philippines

January 20, 2020January 24, 2020 editor 0 Comments Air-con, air-conditioning, Panasonic, Philippines, training

In this age of innovation, change is inevitable. Panasonic reiterates its commitment to create “A Better Life, A Better World”

Entrepreneurship

Business Opportunities in Franchising

October 20, 2012January 10, 2013 editor 2 Comments entrepreneur, franchise, franchising

By Ruth Manimtim-Floresca There are people who want to put up a business but find it difficult to decide what

Savings

Choosing the Best HMO for your SME

August 9, 2012 editor 7 Comments Health Maintenance Organization, HMO, SME

By Tom Gotuaco, RFP® Dear SME Owner, Do you need help choosing the best HMO for your SME? Allow me

Insurance Savings

10 Ways to Cut Your Life Insurance Premiums

August 7, 2012January 30, 2013 editor 3 Comments Life Insurance, premiums, Saving

By Edmund Lao, RFP® Life insurance is a form of income protection for the family. This is also a vehicle

Career

Career Opportunities in the BPO Industry

August 6, 2012August 7, 2012 editor 0 Comments bpap, bpo, career, earn

By Excel V. Dyquiangco The BPO industry has grown significantly over the past decade,” says Penny Bongato, Executive Director for

Earn Success Stories

The Millionaires’ Table (Malou Romero)

August 4, 2012January 30, 2013 editor 0 Comments earn, Life Underwriters Association, Malou Romero, Million Dollar Round Table

By Malou Romero as told to Excel V. Dyquiangco Coming from a very poor family in Abucay, Bataan, we had

Career Earn Success Stories

Striving To Be Ahead (Rossana Llenado)

August 3, 2012August 7, 2012 editor 0 Comments Ahead, earn, learning, reviewer, Rossana Llenado, tutorial

By Rossana Llenado as told to Excel V. Dyquiangco I wanted to be so many things growing up – a

Earn Success Stories

In the Business of Promoting Filipino Music

August 1, 2012August 7, 2012 editor 0 Comments 6cyclemind, Annie Medina, Callalily, Darwin Hernandez, earn, editor, Filipino musicians, music, OPM, Original Pilipino Music, pinoy, Pinoy Mag, Sandwich, Soupstar Entertainment

By Annie Medina as-told-to Ruth Manimtim-Floresca I wanted to take up Political Science in college but my sister, Ayels, who

Career

A Director’s Start (Jeffrey Hidalgo)

July 30, 2012August 7, 2012 editor 0 Comments director, earn, Jeffrey Hidalgo, singer

By Jeffrey Hidalgo as told to Excel V. Dyquiangco Ever since I was young I always wanted to become a

Finances

Five “I Wish I Had Learned It Earlier” Regrets in Personal Finance

July 20, 2012 editor 0 Comments managing money, personal finance, regrets

At the EnRich personal finance training programs we conduct, many of the older attendees typically express the wish that they had

Illustration of piggy bank with coins dropping in

Planning

A Financial Plan Cum Transformation Report

July 18, 2012July 18, 2012 editor 1 Comment financial plan, money, plan, planning

By Estelita Chavez- Catacutan, CPA, ME, CFC , RF P Batch 23 Anton (39) and Marie (42) Mateo* live independently

Planning

Planning for Your Wedding

July 16, 2012July 16, 2012 editor 4 Comments Angela Abella, budget, Dream Event Express Planners, florist, planning, suppliers, wedding, wedding coordinator

By Ruth Manimtim-Floresca Weddings are among the most important milestones in people’s lives. There are those who even started fantasizing

Education Family

10 Ways We Teach Our Daughter About Money

July 14, 2012July 14, 2012 editor 2 Comments children, education, family, financial education, money, teaching

I have two daughters – a five-year-old and a six-month-old. As personal finance advocates, my wife and I consciously find

Investments

Forex Trading Mistake # 3: Moving Your Stops to a Worse Position

July 13, 2012July 13, 2012 editor 1 Comment business, BusinessMaker Academy, corporate training, finance, Forex Club Manila, forex trading, Mark So, stop loss order, trader

Imagine you are in the trade, you placed your stops, the market moves against you and you are about to

Loans Property

Are We Mortgaging Our Future in Acquiring Property?

July 12, 2012July 12, 2012 editor 0 Comments Adjustable rate mortgage, Certified Financial Consultant, Certified Investor Solicitor, Certified Real Estate Broker, Chartered Wealth Manager, Fixed rate mortgage, International Marketing Group, Loanable amount, mortgage, PAG-IBIG, Property equity, Real estate appraisal

By Christopher Lim, RFP ® Owning a property is one of the biggest indicators of how successful a person is

Investments Savings

Primer on Fixed Income Funds

July 10, 2012 editor 2 Comments bonds, fixed income funds, mutual fund, unit investment trust fund

By Alvin T. Tabañag, RFP ® Many Filipinos view investing as nothing more than putting money in a low-interest savings

Investments

What is Value Investing?

July 5, 2012 editor 0 Comments behavioral finance, Benjamin Graham, Berkshire Hathaway, Correct reasoning, David Dreman, determinative, earnings performance, economic goodwill, Efficient Market Hypothesis, high dividend yields, intrinsic value, Investing, Joel Greenblatt, land assets, margin of safety, merchandise, Mr. Market, P/E, Phil Fisher, quoted price, Security Analysis, share of stock, stock, The Contrarian Investor, The Intelligent Investor, The Little Book That Beats The Market, value investing, verifiable hypotheses, veritable chasm, Warren Buffet, working capital position

By Geoffrey Gannon Different sources define value investing differently. Some say value investing is the investment philosophy that favors the

Investments

Do’s and Don’ts in Mutual Fund Investing

July 4, 2012July 4, 2012 editor 0 Comments achieving goals, annual management fee, bonds, consistency, costs, doctor, earnings, equity fund, expenses, fees, financial planning, Fund Managers, fund value, index fund, investment, lawyer, money market, portfolio, prospectus, reduce risk, reputable financial planner, structure notes, time horizon, track record, trade fund, wealthy living

If done correctly, mutual funds can be a very good investment to achieve your financial goals. There is no such

Savings

How to Save Money on Utility Bills

July 2, 2012November 20, 2019 editor 1 Comment bills, Blogger, Curator, electricity bills, Globe, IBM, internet bills, Maan D’Asis Pamaran, Media Strategist, Metro Manila, mother, Nana Nadal, phone bills, PR consultant, save, Tina Gonzales, TV, TV Timer, USB stick, water bills, WiFi connection, writer

By Ruth Manimtim-Floresca As utility charges continue to rise, so do many people’s consumption due to various reasons. Still, you

Career Success Stories Travel

From Tourist Guide to Tour Operator

June 30, 2012June 30, 2012 editor 2 Comments 8008 Tours and Transport, Department of Trade and Industry, DTI, entrepreneur, Entrepreneurs, Land Transportation Franchising and Regulatory Board, lending, LTFRB, Mabini Street, Mitsubihi Rosa, Mitsubishi L300s, Overcoming trials, Philippine Tour Operators Association, PHILTOA, Pie Cuevas Pusing, SARS epidemic, Tour Operator, Tourist Guide, Toyota Coasters

By Pie Cuevas Pusing as-told-to Ruth Manimtim-Floresca I graduated with a Tourism degree and worked in a Hotel Transportation desk

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